Considering
Self-Insurance?

Quantas makes it easy to decide

Self-insurance offers flexibility and control over your benefits program, allowing your organization to better manage costs and tailor coverage to meet specific needs. Quantas Advisors simplifies this process, helping you assess readiness and transition to a self-insurance model with confidence.

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Self-Funded Insurance
empowers employers to take control

Self-funded insurance gives employers like you the power to design customized benefits that align with their business goals and employee needs. It ensures greater transparency, cost control, and flexibility, allowing you to make informed decisions that directly impact your organization’s success. By eliminating misaligned vendor interests, self-funded plans empower you to prioritize what matters most—your business and your people.

Self
Insured

Payments

The employer does not pay premiums; instead, it pays fixed costs (administrative fees and stop-loss premiums) and variable costs (employee health care claims).

Assumption Of Risk

The employer assumes the risk.

Plan Design

Employers have more control and freedom in their plan designs.

Compliance Payments

The Employee Retirement Income Security Act of 1974 (ERISA) pre-empts state regulations.

Fully
Insured

Payments

The employer pays monthly premiums to an insurance carrier.

Assumption Of Risk

The insurance company assumes the risk.

Plan Design

Employers are more limited by insurers’ plan design options.

Compliance Payments

The plan must comply with state regulations.

Step-1

What is Self-Insurance?

Self-insurance shifts the financial responsibility of benefits from traditional providers to your organization, offering potential for savings and customization. Quantas guides you in evaluating if this model aligns with your goals.

Step-2

What Are The Success Metrics?

Quantas has helped organizations achieve average cost savings of 15% with custom self-insurance solutions. Our track record of results demonstrates our commitment to your financial and organizational success.

Step-3

Is Self-Insurance Right for You?

Take our Self-Insurance Readiness Quiz to see if self-insurance is a viable option. Quantas Advisors offers a free, no-obligation consultation to discuss your organization’s needs and answer questions about the transition process.

TAKE THE QUIZ

self insurance readiness quiz

Let us design your
self-funded strategy.

And handle all the heavy lifting so you can focus on your business.
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